Synchrony Financial (SYF) stock price, quote and key numbers
Updated 28 September 2026, 09:52 ET
Synchrony Financial (SYF) closed at $72.94 on 25 September 2026, up 1.9%. That leaves it down 2.8% over a week, down 8.6% over a month and down 2.3% over a year. That is 38% of the way up its 52 week range of $63.08 to $88.77. The median analyst price target of $88 sits 20.0% above the close.
The price
Changes compare dividend and split adjusted closes over trading sessions, so the one year figure is the last close against the close 252 sessions earlier. The 52 week range uses the daily highs and lows of the same window. Read the guide: How to read a stock quote.
The live price, the day's chart and the pre market and after hours prints are in the app: open SYF in Just Stock Quotes.
Trend and range
SYF trades below both its 50 day average of $76.83 and its 200 day average of $74.97, the shape of a downtrend. The 50 day average sits above the 200 day average. Its beta against the S&P 500 over the last year is 1.17, a stock that moves more than the market. It is 17.8% below its 52 week high and 15.6% above its 52 week low.
Moving averages smooth the closes of the last 50 and 200 sessions; being above or below them describes the trend, it does not predict it. Beta is how much the stock moved for each move in the S&P 500 over the year. Read the guide: Moving averages, the 52 week range and beta.
What analysts say
In the last 90 days 9 firms recorded 10 actions on SYF: 10 kept a view. Price targets: 6 raised and 4 lowered. The most recent targets from 12 firms run from $78 to $97, with a median of $88, 20.0% above the last close.
| Date | Firm | Action | Price target |
|---|---|---|---|
| 25 Aug 2026 | Wolfe Research | Maintains Outperform | $85.00 to $90.00 |
| 3 Aug 2026 | UBS | Maintains Neutral | $84.00 to $87.00 |
| 28 Jul 2026 | Evercore ISI Group | Maintains Outperform | $90.00 to $86.00 |
| 22 Jul 2026 | Wells Fargo | Maintains Overweight | $95.00 to $88.00 |
| 22 Jul 2026 | RBC Capital | Maintains Sector Perform | $85.00 to $80.00 |
| 22 Jul 2026 | Baird | Maintains Outperform | $86.00 to $90.00 |
A target is one firm's guess at the price a year out, and the average runs optimistic. The useful reading is the mood: high targets and a wall of buys mean high expectations. Read the guide: What analyst ratings and price targets tell you.
Earnings
The next report is on the calendar for 20 October 2026 for Q3 2026, with earnings per share expected at $2.37. The last report, on 21 July 2026 for Q2 2026, showed EPS of $2.59 against $2.09 expected, a beat of 23.9%, on revenue of $4.6 billion. Synchrony Financial beat the EPS estimate in 7 of its last 8 reported quarters.
Set a percent move alert before the report and the app pings you when the stock reacts, even after hours: open SYF in Just Stock Quotes.
The numbers
Over the trailing twelve months Synchrony Financial shows revenue growth of N.A., a gross margin of N.A., an operating margin of N.A. and a return on equity of 20.79%.
| Measure | Value | Percentile |
|---|---|---|
| Net income growth, TTM | 7.0% | 47th |
| Return on equity | 20.8% | 86th |
| Return on assets | 2.9% | 70th |
| Debt to equity | 0.97 | 76th |
| Effective tax rate | 23.8% | 78th |
The percentile ranks the company against every US company the data covers; a high percentile means most companies score lower.
Margins say how much of each dollar of sales becomes profit, returns say how hard the balance sheet works, and debt to equity says how much of it is borrowed. The valuation ratios, price to earnings and the rest, are in the app on the stock page. Read the guide: The valuation ratios on a stock page.
About Synchrony Financial
- Exchange
- NYSE
- Sector
- Financials
- Industry
- Banking
- Headquarters
- Wilmington, Connecticut
- Chief executive
- Brian D. Doubles
- Employees
- 18,500
- Website
- synchrony.com
Synchrony Financial provides credit products, such as credit cards, commercial credit products and consumer installment loans. The company also offers healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands. It serves digital, health and wellness, retail, home, auto, and other industries.
In the same sector
Other Financials names in the S&P 500, by market cap:
JPM JPMorgan Chase & Co.V Visa Inc.MA Mastercard Inc.BAC Bank of America Corp.MS Morgan StanleyGS Goldman Sachs Group Inc.WFC Wells Fargo & CompanyC Citigroup Inc.
Learn
- How to read a stock quote
- Reading a price chart from one day to one year
- Moving averages, the 52 week range and beta
- What analyst ratings and price targets tell you
- The valuation ratios on a stock page
- Price alerts, targets and percent moves
Add SYF to your watchlist, set a price alert, watch the live chart and ask FundSpec AI about it. No account, no subscription. The same screen is in the iPhone, iPad and Android apps.
Open SYF in Just Stock Quotes