How it works
This page explains where each number on the screen comes from, how often it refreshes and what it cannot tell you. Nothing here is a secret; it is just written down so you can trust the app for the right reasons.
The quote
A quote is the last price a stock traded at, with the change from the previous close in dollars and in percent. During the regular session, 9:30 to 4:00 Eastern on trading days, quotes update live while the app is open. The colour is the day's change: green up, red down, in the shades of the flavour you picked.
Before the bell and after the close, stocks keep trading in the pre market and after hours sessions, more thinly and with wider gaps between trades. The app shows those prints separately: the regular session close stays as the anchor, and the extended hours price appears beside it with a PM or AH badge and its own change measured from the close. A change is never a blend of two sessions, so a glance always answers both "what did it close at" and "what is it doing now".
The watchlist and the pulse
Your watchlist is saved against an anonymous device identifier, so there is no account, nothing to sign in to and nothing to lose if you never do. It is not linked to a name or an email address. The pulse line above the list counts the stocks that are up and down right now, names the top mover and the laggard by percent change, and says something cheerful or consoling about it. Tap it for the full card.
Confetti fires when one of your stocks is up three percent or more on the day, and again when every stock on the list is green. It is decorative. It is also, we admit, the best feature.
The stock page
Every stock and ETF page has the same parts.
The chart shows the price from one day to one year. The one day view is built from intraday prints; the longer views from daily closes.
The Numbers section groups the figures most people look for. Valuation: forward and trailing price to earnings, PEG, price to sales, price to book, and enterprise value to EBITDA. Analysts: the average price target and the count of ratings from strong buy to strong sell. Technicals: the 50 day and 200 day moving averages, the 52 week high and low, and beta. Fundamentals: earnings per share and profit margin over the trailing twelve months. These come from licensed data providers, refresh daily, and describe the company as it was last reported, not as it will be.
News shows the latest headlines for the ticker from licensed news sources, most recent first.
Price alerts
An alert watches one stock for one condition: trading at or above a price, at or below a price, or moving a chosen percent in a day, up or down. When it happens, including outside regular hours, you get a push notification. To deliver it, the app registers your device's notification token with the alert; no name or email is involved. Each alert fires once and then shows what it fired at. You get five active alerts, so make them count.
The overview
The overview screen shows the major US indices, the day's top gainers and top decliners across the market, and the AI Wins feed: recent winning trades closed by the FundSpec AI models, the reinforcement learning models that publish buy and sell calls on fundspec.ai, where their full record, losses included, is published.
FundSpec AI
The FundSpec AI tab is a chat that answers questions about your stocks in plain English: how the watchlist is doing, what moved today, what analysts think of a ticker, when a company reports next. It reads the same data the app shows you and says so when it does not know. It is not a financial adviser and does not pretend to be one.
Widgets and flavours
The home screen widget shows your watchlist with live prices, in your chosen flavour, light or dark, and a tap opens the app. Six flavours, Tangerine, Lagoon, Sunburst, Bubblegum, Meadow and Grape Soda, each with a light and a dark mode, or the app follows your device.
Refresh times
Quotes refresh live while the app is open during any session, regular or extended. The stock page figures refresh daily after the close. News refreshes on each visit. Alerts are checked continuously by our servers and delivered when the condition is met.
Limits
A price is a price, but a ratio is a snapshot of the last report, an analyst target is one group's opinion, and a moving average describes the past. None of it predicts anything. Extended hours prints are thin and can look dramatic on tiny volume. Alerts are delivered on a best effort basis; a phone with notifications switched off will not hear them, and the app says so on the alerts screen. The Learn guides go into each of these in more depth.